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- PROGRAMS -

- No Money Down
- Conventional
- 97% home loans
- 100% home loans
- 103% home loans
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Idaho FHA Home Loans

  • FHA program opens up opportunities that conventional mortgages do not offer:
  • Expanded Debt Ratios to 29%/41%
  • Non-traditional credit history is considered
  • Expanded credit criteria
  • All of the down payment may be gifted
  • Seller may contribute up to 6% toward the closing costs.
  • Non-occupant cosigners are allowed.
  • 401-k loans are not counted in the debt ratios.



 
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