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PROGRAMS -
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No Money Down
- Conventional
- 97% home loans
- 100% home loans
- 103% home loans
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Idaho FHA Home Loans
- FHA program opens up opportunities that conventional mortgages
do not offer:
- Expanded Debt Ratios to 29%/41%
- Non-traditional credit history is considered
- Expanded credit criteria
- All of the down payment may be gifted
- Seller may contribute up to 6% toward the closing costs.
- Non-occupant cosigners are allowed.
- 401-k loans are not counted in the debt ratios.
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